True. Of course, that only scratches the surface of why it's a terrible job. In many locales, policies that cover commercial driving are prohibitively expensive

True. Of course, that only scratches the surface of why it's a terrible job. In many locales, policies that cover commercial driving are prohibitively expensive, and the majority of drivers are effectively uninsured (often without realizing it). It's not a stretch to say that insurance fraud is a core part of that industry's business model.