Paypal also support the SEPA bank direct debit I mentionned above as a source of funds, meaning you don't even have to initiate a bank transfer they do it for y

Paypal also support the SEPA bank direct debit I mentionned above as a source of funds, meaning you don't even have to initiate a bank transfer they do it for you and it's instant. Bank account -> paypal -> spotify, in one or two clicks and no waiting time.