> Putting $1 dollar in the market to get $1.04 back out 30 years later is not a positive investement. This is not how annual returns work. If you put a $1 an a

> Putting $1 dollar in the market to get $1.04 back out 30 years later is not a positive investement. This is not how annual returns work. If you put a $1 an average return was 4%, you will get $3.25. And if you put it in a tax deferred account or did not withdraw a lump sum after 30 years, the effect of taxes would be less dramatic. What other investment performed better over the long time? For instance, housing did not grow much until 30 years ago.[1] [1] https://dqydj.com/historical-home-prices/ https://dqydj.com/historical-home-prices/