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I think the classic example of this is the pizza delivery driver (or now the gig economy food delivery driver). The driver might think "I made $100 today, grea
by lastofthemojito 5y ago
I think the classic example of this is the pizza delivery driver (or now the gig economy food delivery driver).
The driver might think "I made $100 today, great!", but they generally don't have a good sense for their total expenses. Sure, they know how much gas cost them this week, but they don't know how much the next auto repair will be, or how much depreciation they're incurring on their vehicle. And when their auto insurance goes up because they've been driving so many miles, that's out-of-pocket too - no employer is picking that up.
- joelfolksy 5y agoTrue. Of course, that only scratches the surface of why it's a terrible job. In many locales, policies that cover commercial driving are prohibitively expensive, and the majority of drivers are effectively uninsured (often without realizing it). It's not a stretch to say that insurance fraud is a core part of that industry's business model.