It's not exact that straight-forward. From Vanguard: > Our research indicates that it's prudent to invest a lump sum immediately. Article: https://investor.va

It's not exact that straight-forward. From Vanguard: > Our research indicates that it's prudent to invest a lump sum immediately. Article: https://investor.vanguard.com/investing/online-trading/invest-lump-sum https://investor.vanguard.com/investing/online-trading/inves... PDF: https://static.twentyoverten.com/5980d16bbfb1c93238ad9c24/rJpQmY8o7/Dollar-Cost-Averaging-Just-Means-Taking-Risk-Later-Vanguard.pdf&ved=2ahUKEwi-3cvykabwAhXhNX0KHeJ3CskQFjAAegQIBhAC&usg=AOvVaw1_IXF2JdrxbnGhqX28B0ce https://static.twentyoverten.com/5980d16bbfb1c93238ad9c24/rJ...