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You've been suckered into the fear mongering, unfortunately. You already don't have any freaking clue where your credit information is being sold - I promise y
by horsawlarway 6y ago
You've been suckered into the fear mongering, unfortunately.
You already don't have any freaking clue where your credit information is being sold - I promise you it's being sold by your bank (Various "affiliated" 3rd parties pay the bank money for it). It's also being sold by most point of sale companies.
Apple is also using that data for its own ad sales.
Apple is also using your purchasing data to put small dev shops out of business - They intentionally target apps that they see making money through their payment systems, copy them, and then place their own software at the top of the store results. Very convenient for them.
Apple is also tracking when and where you use your apps (don't worry - All in the name of security [fucking /s]).
Your biggest fear shouldn't be having to think for a second before handing over your credit card. Your biggest fear should be that you've literally given the richest company in the world full control of your decision making processes, because they happen to be excellent at marketing themselves.
Google was that company 15-20 years ago, and look at how well that's working out for all the folks who are slowly trying to move away from that ecosystem now that it's become apparent that no benevolent dictatorship ever lasts - regardless of how great it is at the moment.
- philliphaydon 6y agoI’m less worried about my credit card purchasing history being sold and more worried about the cc info being intercepted and stolen. But if I’m going to share my info with someone, I would rather it be Apple than the likes of Google, epic, or some random app that’s allowed to take payments using whatever they want.
- horsawlarway 6y agoStatistically speaking, that's a low percentage of card theft. You're much more likely to have your card information stolen at a physical, point of sale location - Restaurant, gas station, clothing store, etc. If this is really a concern you have, a disposable credit card is a much more reliable way to prevent unauthorized charges. > But if I’m going to share my info with someone, I would rather it be Apple than the likes of Google, epic, or some random app that’s allowed to take payments using whatever they want. You're already sharing this info with all of these folks, plus many, many, many more. This is what I mean when I say your bank is selling that data to affiliated parties. Basically - what makes you think this information is private? Apple has it and uses it to make money. Your bank has it and uses it to make money. Apple happens to be large enough and enough of a monopoly that they can generate money from that information without directly selling it (at the moment, in some places). But they're doing the same thing - Profiling you to make money. The second Apple thinks it will make more money by selling that information, they will. Not to mention it's a tad on the late side, since your bank is already sharing it everywhere.
- philliphaydon 6y agoNever seen disposable cards in Asia / Pacific.
- yunohn 6y agoHow often does this happen? Is this a USA-only problem? Credit card details stolen to commit fraud can easily be solved by calling your bank.