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I really like tool, but dislike a lot of the dark patterns. I love how fast and intuitive it is. I also like having all the info on one page to look at. The das
by screye 6y ago
I really like tool, but dislike a lot of the dark patterns. I love how fast and intuitive it is. I also like having all the info on one page to look at. The dashboard is great. I like most of it, so I won't speak for the good and will focus on the constructive criticism part.
* Not being able to save progress after you enter all of it is devious, but really turned me off. I don't just dislike it. It might be the one thing to permanently turn me off from the tool. I just spent 20 minutes adding all my info, and now you want to hold me hostage, unless I get a subscription? How dare you. (hyperbole, but I'm feeling sassy)
* Why should I care about the theme so soon ?
* No, I am not paying for a financial management tool until I have at least tried it out for 3 months.
* If everything else is absolutes, I would keep 401k as absolute too. (Also just call it 401k)
* On the same note, is my employer matching 50% of my contributions or 50% of my income ?
* It makes no sense to make the landing page the 'what is projectfi' blog page instead of the 'Official plan' page
* It makes no sense to open 'where you are today' instead of 'official plan' when I click on my account
* I won't pay $30/year even if I liked it. The tool is a one-and-done sort of thing, and I would be more down for an upfront price. I might pay $30 to buy it up front if I get to use it 1 year for free and see if I like it. I would accept a shorter timeline for other apps, but sadly my financial information just doesn't change fast enough and I would need 1 year before I recognize if I find it useful enough.
* If I am using it long term, I don't want to rely on someone's server staying up. Can you offer this as a client-side app ?
* Feature request - Export to Excel
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OP, I hope you don't take this harshly.
I genuinely like the tool ,and the only reason I agreed to write such a huge review of it is because I'd like to see it get good. Best of luck, you might just get me as a customer if it was a purely offline app with excel exports with a one-time fee.
- thrwn_frthr_awy 6y agoI felt foolish after filling out a bunch of data only to not be able to save it. I'm active in the FIRE community and I really, really enjoyed the app, but it left a very bad taste in my mouth.
- xivzgrev 6y agoYea I almost spent a bunch of time but after a few screens I thought about saving. I noticed “unsaved” and clicked in. Alas, a premium feature! Felt sad there’s not at least a freemium version you can save, and clicked out. What’s the point of a “free” financial planning tool that needs 20 min of input that you can’t save? Too much friction! At least give me a fully featured trial, or can track 1 goal, etc