You have to pay a loan back if you fail. You don't have to pay VC's back if you fail. Assuming your company makes 150% return the second year and it stays pro

You have to pay a loan back if you fail. You don't have to pay VC's back if you fail. Assuming your company makes 150% return the second year and it stays profitable, there's no reason at all to take VC, it's better to take a loan. But you don't know that.