For me I break it down as such: If it's supposed to be "social", I'll use the web based app (ie: twitter, etc). If it is personal (ie: banking), unless it is m

For me I break it down as such: If it's supposed to be "social", I'll use the web based app (ie: twitter, etc). If it is personal (ie: banking), unless it is my actual bank, I want that on my machine.