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Maybe I missed it in the text/instructions, as I was going pretty fast just trying to "see what it is" and typing a bunch of things in, but it asked me about De
by neogodless 6y ago
Maybe I missed it in the text/instructions, as I was going pretty fast just trying to "see what it is" and typing a bunch of things in, but it asked me about Debt, so I put in a mortgage. Then it asked me about a house, and when I said it wasn't paid off, it wanted mortgage details. I already added that under debt.
(Also Delete is disabled on that debt, so I cannot go back and change that.)
EDIT: OK I started over and see that it specifies that Debt is "not associated with a specific asset."
Later Debt seems to become "Expenses" which is a little confusing. Not big complaints, just trying to make sense of it.
Similar confusion with the plan, where it asked for a payment amount for the mortgage, but then wanted it again as a payoff plan? This was even though I unchecked Pay Off As Soon As Possible? What's going on here? It's confusing.
Also it seems like excess salary is going into cash savings, not taxable investments OR tax-advantages accounts. That is severely limiting growth in the projections. <-- No I was partially wrong, it's just that it has my mortgage payment in twice as I mentioned previously due to the confusing wizard. So my expenses were way higher and the investment amount was reduced. But even removing that my "Cash" at the end of the period of income is massive; it should be putting "cash" into investments.