I may be overly cautious given where I live has an 11+/Extreme UV rating all year round. Though I do want to point out that clothing doesn't protect against UV

I may be overly cautious given where I live has an 11+/Extreme UV rating all year round. Though I do want to point out that clothing doesn't protect against UV as much as you might think, and a sunburn or lack thereof doesn't tell you all that much about your UV exposure for the day. You could have exceeded your healthy exposure for the day without getting a sunburn.