> such that your balance is $0 on a given day I'm not sure about that one. Maybe getting the balance to zero on any given day (not just cycle closing day) is e

> such that your balance is $0 on a given day I'm not sure about that one. Maybe getting the balance to zero on any given day (not just cycle closing day) is enough to reset the account? I don't know. But I know they'll keep charging interest every month even if you pay in full every month, once the account goes into that state due to a single delayed payment. Looks like it's called residual interest? https://www.thepennyhoarder.com/debt/residual-interest/ https://www.thepennyhoarder.com/debt/residual-interest/