Do you not have community property in the nordics? Here if a married person signs for a loan then the couple is jointly responsible for it, no impersonation req

Do you not have community property in the nordics? Here if a married person signs for a loan then the couple is jointly responsible for it, no impersonation required. Same for withdrawals. Some couples will use individual accounts as a convention but they are each entitled to drain the other’s, whether or not their name is on it.