Maybe credit card, but cash, debit, interac, etc don't. If I etransfer (Canada) someone money and that person up and disappears I am out that money, a bank wil

Maybe credit card, but cash, debit, interac, etc don't. If I etransfer (Canada) someone money and that person up and disappears I am out that money, a bank will do absolutely nothing. You can file a police report but those chances are also basically zero. Same with cash, if I give someone cash or take cash out and don't store it properly I lose the whole thing. There isn't really an undo process except credit cards.