My card has always had cash back. I always pay it off so I don't care what the interest rate is. If somebody steals my debit card I can bounce checks. If somebo

My card has always had cash back. I always pay it off so I don't care what the interest rate is. If somebody steals my debit card I can bounce checks. If somebody steals my credit card I might hit my limit, but they'll give it all back.