Many people in the US use credit cards like “charge cards” and pay them off each month. I’ve never carried a balance on a CC but still use them for nearly all p

Many people in the US use credit cards like “charge cards” and pay them off each month. I’ve never carried a balance on a CC but still use them for nearly all purchases. If something goes wrong a CC give the consumer a lot more leverage than say a debit card. I once had a bad experience with a merchant where they overcharged me and refused to fix it. One phone call to the credit card company had their payment revoked and that was the end of it. Now they have to deal with the CC company on why they are treating CC company’s consumers poorly vs me random consumer that’s not happy with them. I get that the flip side is the above can suck for businesses if consumers file bogus complaints but as a consumer I’m going to take advantage of every tool at my disposal. If I had paid with a debit card it would have been a big mess to fix.