I hope it is clear that I don't mean to attack you, I am just trying to understand. We seem to agree that sense of ownership is the problem - and to me it is r

I hope it is clear that I don't mean to attack you, I am just trying to understand. We seem to agree that sense of ownership is the problem - and to me it is real, as those poor people really don't own the place they live in. You are right that there could be a problem with people staying poor indefinitely and things only getting worse over time. On the other hand, maybe the problem isn't "how can poor people live in nice places" but "how can poor people be less poor"? For example, apparently the poor people in your story seem to be good at renovating houses. Why shouldn't they be paid for it and hence become less poor (equivalently, be allowed to live in a nice house with lower rent in exchange for renovating said house). It seems it would cost the landlords nothing to give them a job, it is a win win situation. I do think, or rather fear, that capitalism (or any real world instance of it) has some loopholes which might lead to the whole system collapsing, that is, everything belonging to just a few and the rest being poor. I am not sure that scenario is really happening (I just don't know), but there seem to be some signs of it.