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> credit cards carry a whole bunch of rewards This sentence is the epitome of marketing brainwashing in the US. Not trying to single you out, as we all suffer
by craftinator 5y ago
> credit cards carry a whole bunch of rewards
This sentence is the epitome of marketing brainwashing in the US. Not trying to single you out, as we all suffer it to different degrees here, but this sentence kind of puts it in such a nice little box.
What's a reward? What actions warrant such gifts? Why don't they just give you money instead of "points"? At any point, does the gameification of debt strike any of us as one of the most abhorrent MBA ideas in history? It's right up there on the list, sitting below indentured servitude and for-profit prisons.
- dexterdog 5y agoMy card has always had cash back. I always pay it off so I don't care what the interest rate is. If somebody steals my debit card I can bounce checks. If somebody steals my credit card I might hit my limit, but they'll give it all back.
- cyberlurker 5y agoThey mostly do cash back as an option these days. The sinister part is we pay more to cover the transaction cost. But if you aren’t using a credit card to get points you’re only hurting yourself. (Unless the biz has a cash deal)