4 ms·Well, you essentially described credit history, which is what credit score is based on.by YeBanKo 6y agoWell, you essentially described credit history, which is what credit score is based on.jhgb 6y agoExcept one that is more secure, perhaps?RhysU 6y agoDepends on how loose-lipped the old landlord is. I am pretty confident he or she is not going to maintain a list of acceptable passphrases left by former tenants for the purpose of authenticating credit check phone calls 10 years later.