From the lender point of view, property tax escrow is slightly less risky than leaving it up to the borrower. If you work with a mortgage broker and get quotes

From the lender point of view, property tax escrow is slightly less risky than leaving it up to the borrower. If you work with a mortgage broker and get quotes, ask for the rates with and without escrow. It’s pretty common that there is a slight reduction in rate if you include escrow.