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Would anyone here be able to share their experience with freezing their children's credit? We wanted to do this when our kids were born but when reviewing each
by hbcondo714 6y ago
Would anyone here be able to share their experience with freezing their children's credit? We wanted to do this when our kids were born but when reviewing each credit bureau's website, they are all asking to mail paper copies of SSN and birth certificates for each child in addition to the parents' SSN and birth certificates too. There doesn't appear to be any way to freeze a minor's credit online.
- hbcondo714 6y agoAnswering my own question: Children Credit Freeze Pages: • Equifax - https://assets.equifax.com/assets/personal/Minor_Freeze_Request_Form.pdf https://assets.equifax.com/assets/personal/Minor_Freeze_Requ... • Experian - https://www.experian.com/freeze/form-minor-freeze.html https://www.experian.com/freeze/form-minor-freeze.html • TransUnion - https://www.transunion.com/credit-freeze https://www.transunion.com/credit-freeze Source: https://www.nytimes.com/2018/12/28/your-money/credit-freeze-children.html https://www.nytimes.com/2018/12/28/your-money/credit-freeze-...
- coolspot 6y agoYou don’t need to. No one will give your toddler a credit line.
- iudqnolq 6y agoDo you know that, or are you assuming? Asking because I don't know if it's an issue but some basic google searches suggests it is. > Minors are attractive targets for identity theft. Because they’re young, they have clean credit reports, and most don't discover the theft until they reach adulthood. https://www.buzzfeednews.com/article/leticiamiranda/what-happens-when-your-parent-steals-your-identity https://www.buzzfeednews.com/article/leticiamiranda/what-hap...