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It's kinda weird how this ecosystem goes, since the debundling of websites is also a common theme on HN. When does a superapp become a debundling target?
by jabroni_salad 6y ago
It's kinda weird how this ecosystem goes, since the debundling of websites is also a common theme on HN. When does a superapp become a debundling target?
- mason55 6y agoThere are only two ways to make money in software: bundling and unbundling
- orbital-decay 6y agoNot just money. It's a natural cycle. Modern web stack evolved in the same way. It was just hypertext in the beginning, then it expanded to fill the available volume and now we have Electron.
- emteycz 6y agoDebundling comes when bundling fundamentally limits the feature, or the users desire to separate it from their chat identity. In case of chat apps, payments are IMHO one of the most natural chat app features and won't get debundled - the main point is to be able to send money as a chat message. There are unbundled payment solutions using phone numbers as user handles like Revolut (that's what I used up until now), but there's still friction in using it to pay back to my girlfriend or send lunch money to the colleague who paid.
- alexvoda 6y agoI really don't see the friction in using an unbundled service like Revolut for the tasks you mentioned. Care to explain?
- em-bee 6y agothe friction is the need to identify the recipient of the money. it's not so much that i want to send money as a chat message, but that i want to send money to that chat user that i am already talking to. with any third party service i have to verify that i actually send to the right person, whereas in the chat i already know that this is the right person.
- emteycz 6y agoImmediately replying to a message with a money transfer is very frictionless for both parties. Yeah, using Revolut is not bad (probably best personal payments system otherwise), but I know I'll be using these payments a lot and won't be looking to switch back.