Money transfers are highly regulated for a reason. Money can be used to do all sorts of negative things. Advanced democracies all put heavy restrictions on such

Money transfers are highly regulated for a reason. Money can be used to do all sorts of negative things. Advanced democracies all put heavy restrictions on such activity to prevent tax evasion, prevent money laundering, and control capital flight - these aren't illegitimate. There is a balance to be struck between state control and surveillance and laissez faire, however.