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You can also do this with the stock market by investing in revenue generating companies that are innovative and creating value. This is literally no different t

You can also do this with the stock market by investing in revenue generating companies that are innovative and creating value. This is literally no different than investing in gold.

rawtxapp 5y ago
But then you need to research and understand the companies you're investing in. If you're busy with your daytime job, you might not have as much time for this research. The parent comment is talking about interest, which is "risk-free" money (risk-free if the smart contract doesn't have any bugs, etc).
- aphextron 5y ago
  >But then you need to research and understand the companies you're investing in. If you're busy with your daytime job, you might not have as much time for this research. Then just invest in a Vanguard ETF. There's no such thing as "risk free" money short of US treasuries or an FDIC insured CD, and those don't require any research.
o_p 5y ago
Unless you are participating in an IPO. Buying stocks its not investing in the true sense you mention, you are just transfering ownership of stocks but that money doesnt fund any enterprise.
- 8192kjshad09- 5y ago
  But the share price going up enables the company to raise money easier by offering more shares. See TSLA for example.
- JohnPrine 5y ago
  This is not true. Buying shares in a company increases the company's value, which allows it to raise more money to fund future enterprises.
  - o_p 5y ago
    That doesnt make any sense at all, buying shares does not increase the company value as someone is selling on the other side, you could be buying when the price drops. If what you said would be true, you would make profit by just buying more shares!
yaa_minu 5y ago
Not everyone is an investor. People who are not ready to invest now should beable to save their earnings withouthhaving to worry about their savings losing value.
- aphextron 5y ago
  >People who are not ready to invest now should be able to save their earnings without having to worry about their savings losing value. You can. It's called a CD. They currently return about 0.8%, which is the max you're ever going to get for a "risk free" investment right now. Anything beyond that is going to be some form of speculative investment. This is precisely why the stock market has become so inflated.
  - Valakas 5y ago
    What happened to the freedom to have your money without it losing value without having to resort to risky alternatives to prevent it from happening?
- bidirectional 5y ago
  The risk-free rate is that yielded by bonds issued by creditworthy governments. It's available to everyone and is the same whether you're Goldman Sachs or a nobody.
base698 5y ago
More like Lending Club. People using Compound are getting loans.

You can also do this with the stock market by investing in revenue generating companies that are innovative and creating value. This is literally no different than investing in gold.

rawtxapp 5y ago

But then you need to research and understand the companies you're investing in. If you're busy with your daytime job, you might not have as much time for this research. The parent comment is talking about interest, which is "risk-free" money (risk-free if the smart contract doesn't have any bugs, etc).

aphextron 5y ago
>But then you need to research and understand the companies you're investing in. If you're busy with your daytime job, you might not have as much time for this research. Then just invest in a Vanguard ETF. There's no such thing as "risk free" money short of US treasuries or an FDIC insured CD, and those don't require any research.

o_p 5y ago

Unless you are participating in an IPO. Buying stocks its not investing in the true sense you mention, you are just transfering ownership of stocks but that money doesnt fund any enterprise.

8192kjshad09- 5y ago
But the share price going up enables the company to raise money easier by offering more shares. See TSLA for example.
JohnPrine 5y ago
This is not true. Buying shares in a company increases the company's value, which allows it to raise more money to fund future enterprises.
- o_p 5y ago
  That doesnt make any sense at all, buying shares does not increase the company value as someone is selling on the other side, you could be buying when the price drops. If what you said would be true, you would make profit by just buying more shares!

yaa_minu 5y ago

Not everyone is an investor. People who are not ready to invest now should beable to save their earnings withouthhaving to worry about their savings losing value.

aphextron 5y ago
>People who are not ready to invest now should be able to save their earnings without having to worry about their savings losing value. You can. It's called a CD. They currently return about 0.8%, which is the max you're ever going to get for a "risk free" investment right now. Anything beyond that is going to be some form of speculative investment. This is precisely why the stock market has become so inflated.
- Valakas 5y ago
  What happened to the freedom to have your money without it losing value without having to resort to risky alternatives to prevent it from happening?
bidirectional 5y ago
The risk-free rate is that yielded by bonds issued by creditworthy governments. It's available to everyone and is the same whether you're Goldman Sachs or a nobody.

base698 5y ago

More like Lending Club. People using Compound are getting loans.