FDIC insurance is tricky. $250k is the limit for a single account holder, but when you have join holders, it goes up. And if you have a trust, it goes up even m

FDIC insurance is tricky. $250k is the limit for a single account holder, but when you have join holders, it goes up. And if you have a trust, it goes up even more, as a function of the number of people listed in the trust. I'm not sure how BS would structure it, but it's possible to make sure everyone's account is FDIC insured (up to the individual maximum) and avoid overdraft fees.