3 ms·

Out of curiosity, how do you make changes or opt out?

meowster 6y ago
I also read my mortgage paperwork (annoyed the title company, but they didn't make it an issue, my realtor was fine with it). Mine didn't have anything about advertising or data sharing though. Mine was through a credit union, and the fine print was all reasonable.
- randomdude402 6y ago
  I read mine also. The lender seemed way more surprised than I would have expected. Then the title person later was like, "Almost all of this is standardized stuff. It's not really like you can negotiate it at this point." Whatever, lady, I want to know what I'm signing, I want to see that this version matches the version I already signed last night (it didn't), and for half a million bucks, you can hang out for ten minutes while I do it.
annoyingnoob 6y ago
There was no way to make changes, it was sign or walk away. But I still wanted to know what I was signing. I was told over and over 'this is all boilerplate'. The part about their selling my new address and personal info was not boilerplate and had an opt-out option in the fine print. I just exercised the opt-out - something I had to send in separately.
- deathanatos 6y ago
  > I was told over and over 'this is all boilerplate'. I really hate this response, and I've heard it so many times. It's "boilerplate" only because nobody can be bothered to read it to find out how they're being screwed, mostly because most of these are ridiculously long. If one doesn't want to negotiate, that's fine, but just be straight about it and quit wasting my time. In one particular "contract", it was also insinuated that I didn't know what I was talking about, because I was (am) not a lawyer. I might not be, but I am not signing anything about "copywrite" (sic). (And there were more semantic errors to that particular one: I was being asked to sign over rights to a work that I didn't have rights to. They had waited until literally the day of a performance to show us this, too. It didn't get signed.)

I also read my mortgage paperwork (annoyed the title company, but they didn't make it an issue, my realtor was fine with it). Mine didn't have anything about advertising or data sharing though. Mine was through a credit union, and the fine print was all reasonable.

randomdude402 6y ago
I read mine also. The lender seemed way more surprised than I would have expected. Then the title person later was like, "Almost all of this is standardized stuff. It's not really like you can negotiate it at this point." Whatever, lady, I want to know what I'm signing, I want to see that this version matches the version I already signed last night (it didn't), and for half a million bucks, you can hang out for ten minutes while I do it.

annoyingnoob 6y ago

There was no way to make changes, it was sign or walk away. But I still wanted to know what I was signing. I was told over and over 'this is all boilerplate'. The part about their selling my new address and personal info was not boilerplate and had an opt-out option in the fine print. I just exercised the opt-out - something I had to send in separately.

deathanatos 6y ago
> I was told over and over 'this is all boilerplate'. I really hate this response, and I've heard it so many times. It's "boilerplate" only because nobody can be bothered to read it to find out how they're being screwed, mostly because most of these are ridiculously long. If one doesn't want to negotiate, that's fine, but just be straight about it and quit wasting my time. In one particular "contract", it was also insinuated that I didn't know what I was talking about, because I was (am) not a lawyer. I might not be, but I am not signing anything about "copywrite" (sic). (And there were more semantic errors to that particular one: I was being asked to sign over rights to a work that I didn't have rights to. They had waited until literally the day of a performance to show us this, too. It didn't get signed.)