It would depend on how is done. Here there is a video with a good explanation by Warren Mosler. It mentions the appreciation effect that you comment about: ht

It would depend on how is done. Here there is a video with a good explanation by Warren Mosler. It mentions the appreciation effect that you comment about: https://www.youtube.com/watch?v=V2iBD1x5ofw https://www.youtube.com/watch?v=V2iBD1x5ofw