> There is a spectrum of possibilities, and marginal changes can have marginal effects. That marginal effect is exactly that, marginal. It makes as much differ

> There is a spectrum of possibilities, and marginal changes can have marginal effects. That marginal effect is exactly that, marginal. It makes as much difference as adding a single drop of water to the ocean. If you're doing a risk calculation, which is what we're talking about - not a moral calculation - then adding zero to any term in the calculation doesn't change the result. I know where you're coming from, your heart is in the right place, but your mathematically wrong here. > Of course group action is more meaningful, and that's why this group of investors is pressuring a group of banks. That's the only way it can work. I wish them luck.