Most debt, at least personal/family debt (maybe other kinds). It is a way to let other people manage your money, to their advantage. There are many references

Most debt, at least personal/family debt (maybe other kinds). It is a way to let other people manage your money, to their advantage. There are many references on better financial management (Dave Ramsey is one--we have tried to provide his materials to our adult children--but there are certainly others I can link to if anyone interested).