5 ms·
Scary! I'm still 8-10 yrs from retirement but most of my funds are in target-retirement-date type funds with lower risk. This latest round of news stories and c
by zwieback 6y ago
Scary! I'm still 8-10 yrs from retirement but most of my funds are in target-retirement-date type funds with lower risk. This latest round of news stories and conversations like this motivate me to look at what actual stocks I own. I can totally relate to the irrational exuberance - I look at how well my investments have done through the pandemic and expect things to get "even better when the economy wakes up again" but that could be totally wrong.
- hogFeast 6y agoTarget date funds are least bad...if they are composed of ETFs. It isn't worth looking at individual stocks. If you want another layer of diversification: add a different asset class (for example, more bonds), or add more geographical exposure. This isn't advice of course, so be careful to understand how any change has impacted performance in the past (it isn't always a good guide but it is better than nothing).