Yup, I'd use whatever super-duper random stream of consciousness my password manager cares to emit where it not for the fact that I have to change it regularly.

Yup, I'd use whatever super-duper random stream of consciousness my password manager cares to emit where it not for the fact that I have to change it regularly. I'd let the password manager handle the logins if the Windows GINA (or whatever it's called these days) didn't require me to type the whole thing. But if I ever have to type the password somewhere, then MyPassword12! it shall be rather than something that looks like line noise because I'm not muscle-memorizing a new 30 char password every 90 days.