In Switzerland many people rent and many landlords are pension funds. In a way this is public-ownership rental in the sense that it is a common rent relationshi

In Switzerland many people rent and many landlords are pension funds. In a way this is public-ownership rental in the sense that it is a common rent relationship (as a tenant you pay a monthly rent and the landlord is responsible for the upkeep of the property) but that the landlord is a quasi-public organization (quasi-public because the pension fund is a private company working in a heavily regulated market helping people saving for their retirement). This is just an example how this might be solved in other countries. I think however the private pension fund system in Switzerland has many problems: firstly the employer selects the organization for you and not you yourself (Chilean system), and secondly for some people working in the trade it is a secure get-rich scheme, and that's not all. (A note: both arms of the systems, the private pension fund system and the public pension, are mandatory.)