To further your position and to loop it back to the original point about crash vs accident: even in the case of an AARP member who had a heart attack that leads

To further your position and to loop it back to the original point about crash vs accident: even in the case of an AARP member who had a heart attack that leads to a collision, accident is not the right word. There is nothing accidental about it. We know that building infrastructure that requires driving into old age will result in deadly collisions, yet we continue to choose to invest to grow this infrastructure. The resulting incident is a crash or collision, not an accident. A good book on the subject is Normal Accidents by Charles Perrow.