Normally, I wouldn’t hold up SF as any kind of functional example of city managed, BUT they do have one program that I think strikes an interesting balance betw

Normally, I wouldn’t hold up SF as any kind of functional example of city managed, BUT they do have one program that I think strikes an interesting balance between public interest in affordable housing and building wealth for underprivileged - BMR (below market rate ownership program): https://sfmohcd.org/bmr-ownership https://sfmohcd.org/bmr-ownership In exchange for deed-restricting certain units to BMR, developers receive over concessions and density bonuses. BMR units are restricted to sale only to individuals or families that make under certain amount (indexes to inflation and area incomes). They get financing from preferred lenders under good terms. Equity is built up from principle payments and some appreciation. The catch is that when they sell, they need to sell to another BMR-approved person, which caps appreciation. It’s not a goldmine, but better than renting (usually).