Even if you don't pay by card... if they have facial recognition and someone has upload your photo on facebook, or you uploaded your photo on facebook 10 years

Even if you don't pay by card... if they have facial recognition and someone has upload your photo on facebook, or you uploaded your photo on facebook 10 years ago when you were 14, then they already know who you are, probably better than yourself, even if you deleted that photo when you were 18.