>>>The dynamics of the market are driven by monopoly pricing and mortgage and rent are paid more like a tax than a payment for a yoghurt that you can choose not

>>>The dynamics of the market are driven by monopoly pricing and mortgage and rent are paid more like a tax than a payment for a yoghurt that you can choose not to buy or buy an alternative. You can't choose not to be housed. You also can't choose[0] to starve to death, and yet your use of the choice to buy, or not buy, yogurt isn't counted as a monopoly of the food industry. Housing isn't a monopoly. We have plenty of choices, from buying a house to renting a house, or we can build our own mansion or vanlife van. We can live in a hight Cost of Living environment like NYC or Singapore, or we can live in a Low Cost of Living environment like the middle of Alabama or Bali. Shelter is a necessity for live, just like food. And just like food, we have lots of choices to choose from. [0] *choose may be a poor choice of words for both our arguments, as lots of people choose every years to be homeless, and some people choose to starve to death. But that's semantics and not the spirit of either of our statements. :)