You're probably missing the futures contracts. You said "credit cards amount to $3tn of payments [my emphasis] in the U.S annually.", doing so as if this someh

You're probably missing the futures contracts. You said "credit cards amount to $3tn of payments [my emphasis] in the U.S annually.", doing so as if this somehow made crypto appear small. I pointed out that Bitcoin alone does more than this per year in payments since 2018, and that there are thousands of other crypto projects. Many of these are also making comparable numbers of payments. By the simple metric of how much value cryptocurrency users are transmitting with each other as payments, versus how much users of credit cards are doing - which was the original framing as I understood it - crypto wins. And of course it does, you may be right its an apples to hand grenades comparison, but the simple fact of the matter is we are comparing apples to hand grenades. In some ways this is all about as useful as comparing how many miles horses and carts are doing versus steam or combustion engines. The point is, even early on, per mile travelled, engines win. And they do so not just because they can travel further faster, but because they enable new use-cases by doing so - just like crypto. Crypto has been here for ten years already and despite being derided as a toy early on, is now worth, and transferring, trillions. See you after the next ten years, when credit cards will almost certainly be as VHS tapes are now.