I am another person that also avoids all monthly payments. Even yearly payments I always disable any recurring fees immediately after sign-up. I will decide wh

I am another person that also avoids all monthly payments. Even yearly payments I always disable any recurring fees immediately after sign-up. I will decide when money comes out of my bank account, how much I am willing to pay, and whether your product is worth the money.. not you. And I'd rather not spend time and energy doing this monthly.