There is another debit card here in Germany. I have such a card and it is neither a MasterCard or Visa card. It looks like a Credit card with a Chip and magnet

There is another debit card here in Germany. I have such a card and it is neither a MasterCard or Visa card. It looks like a Credit card with a Chip and magnetic stripe, but it has my IBAN on the front instead of a Credit Card number. These cards are the standard here in germany. If you have a german bank account you get one of these. You can use it pretty much like a Credit Card and you can even pay contactless with it, but I think you can only do so here in Germany. Though it does not work if you only support credit cards. Since these cards are standard and free some people do not bother with a credit card.