We should always be on guard against such things, but is parent's statement really bad? It didn't imply that other countries are backwards, or that their peopl

We should always be on guard against such things, but is parent's statement really bad? It didn't imply that other countries are backwards, or that their people are "neanderthals who've never heard of credit cards." It's a fact that credit cards simply aren't equally popular in all parts of the world and naturally this is something that must be taken into account. This includes places that are arguably more advanced than the US. Of which there are many many many many.