USDC and other cryptocurrencies that track real currencies. It for the first time allows anyone to be their own bank with programmable money. You can have it on

USDC and other cryptocurrencies that track real currencies. It for the first time allows anyone to be their own bank with programmable money. You can have it on your phone for direct to merchant payments. You can use software to setup auto payment systems for any bills or rent, you could connect it to a service that gives a loans on demand against collateral. I think a lot of really cool innovation is going to come out of easily transmissible programmable money.