I think we’re in agreement. The asymmetric risk I was speaking of is the status quo where individuals are not held accountable but rather the corporate “team” i

I think we’re in agreement. The asymmetric risk I was speaking of is the status quo where individuals are not held accountable but rather the corporate “team” is via fines etc. It makes risky decisions more palatable to an executive officer because they have less downside skin in the game.