4 ms·

you are strawmanning me a bit. > people who don't elect a bunch of extra risk I'm not talking about preexisting conditions. I'm talking about conscious choice

• bradlys 6y ago
  > I'm not telling you how to live your life, but if our care is funded from the same pool and you live a riskier life by choice, I don't think it's unfair for me to ask that you pay proportionally more. Charging people more for coverage is telling them how to live their life. And where is the line drawn? "Oh, you like to go 10mph over the limit? Higher medical coverage fees, sir. You're likely to get hurt. Oh, sir, you live in a rough neighborhood? Very likely to get shot sir, you should definitely have higher premiums, yes." You may as well ask people to not have health insurance and just pay out of pocket for everything. Btw - do you really think if you do this that costs will go down for you in this hypothetical system? They won't. Premiums will go up for everyone and the people who will profit are executive leadership.