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Again, you're trying to change the topic. We are not talking about colleges. We're talking about whether ISAs can fail, and they can. But to answer your questi
by sandofsky 6y ago
Again, you're trying to change the topic. We are not talking about colleges. We're talking about whether ISAs can fail, and they can.
But to answer your question, I have two relatives that successfully discharged their student debt due to financial hardships. ISAs have no similar process, short of hiring a lawyer and hoping for the best.
- austenallred 6y agoWe have a hardship process as well. If there were a way to design a perfect financial instrument we would - we get as close as we possibly can. You have to construct a chain of what-ifs to generate a scenario as bad as what is the default everywhere else (and it’s still better), yet you are constantly yelling about how evil we are. Perhaps just re-examine your priors?
- sandofsky 6y agoLet's talk about some concrete evils, then. How many students have you pressured into signing NDAs as part of your "hardship process"?
- deleted 6y ago[deleted]