You're right, chat apps have evolved. That's the problem; Signal is good, but it's not the best. I wish it'd focus on matching or overtaking WhatsApp feature-wi

You're right, chat apps have evolved. That's the problem; Signal is good, but it's not the best. I wish it'd focus on matching or overtaking WhatsApp feature-wise rather than getting distracted 10 meters from the finish line. When I'm trying to convince people to switch, privacy isn't the main draw, but if the features they care about are there, then privacy can push them over the edge to switch. I view this foray into payments as a sign that Signal feels its already "good enough" in the chat app department and will be spending its effort elsewhere. Learn from SnapChat: if you're going to shoot the king, don't miss.