That list is global, and the US list[0] seems weird, but I'll go over some apps that are and aren't on the list: FB Messenger (#1): looks like it does Snapcha

That list is global, and the US list[0] seems weird, but I'll go over some apps that are and aren't on the list: FB Messenger (#1): looks like it does Snapchat (#2): did, but killed it in 2018. Don't think it ever had significant traction WhatsApp (#3), Instagram (not listed, probably because it isn't primarily a messenger, but from personal experience it is commonly used as one): nope, but might be getting it soon[1] Messenger by Google (#4): looks like it does from their website, but I don't use Android Discord (#5): nope iMessage (not listed, but hard to believe that's correct): does, via Apple Cash So yes, messengers with send-money features are fairly common in the US. That being said, at least in my experience (college age, PNW) nobody uses them—we use use dedicated apps like Cash and Venmo. [0]: https://www.statista.com/statistics/350461/mobile-messenger-app-usage-usa/ https://www.statista.com/statistics/350461/mobile-messenger-... [1]: https://www.cnet.com/news/facebook-pay-will-let-you-send-payments-on-messenger-whatsapp-and-instagram/ https://www.cnet.com/news/facebook-pay-will-let-you-send-pay...