People are just so used to doing stuff like this. The upside is that the companies who do these transactions have a lot of exposure, and thus incentive to not

People are just so used to doing stuff like this. The upside is that the companies who do these transactions have a lot of exposure, and thus incentive to not mess up. People are probably just numb to a lot of these sorts of things, either that or they're just unaware that they're using a third party. It's possible that younger generations aren't even aware of how to use other means, like cashiers checks or money orders.