The basic need for a house is something different than owning a house, though. If owning a place to live is too expensive, it follows by logic that renting is

The basic need for a house is something different than owning a house, though. If owning a place to live is too expensive, it follows by logic that renting is cheaper than buying. Otherwise for the price of the rent, people could get a loan to buy. So it really doesn't seem obvious that this is an issue of rich vs poor.