Nope. This has too much on how technical debt is generated and use a poorly selected set of quoted terms to reach a bad conclusion. Technical debt is the ongo

Nope. This has too much on how technical debt is generated and use a poorly selected set of quoted terms to reach a bad conclusion. Technical debt is the ongoing price you pay for making trade-off decisions in design and implementation. Code management trade-offs? I hate to see all those day. Quality trade-offs? Yup. Customers tell me about those. Security trade-offs? Fix those when you find 'em before bad guys do. Requirements trade-offs? Maybe I can change requirements and package up some of that debt as a requirements-backed security. Go for it PM. Some come from hastiness, some come from lack of skill. Some come from changing environments and requirements. Good news: you can avoid all technical debt if you do nothing. Bad news: all decisions are trade-offs.