Well, I don't want to present my view in an absolutist manner, but there is a lot of survivorship bias in success stories. People tend not to note positive env

Well, I don't want to present my view in an absolutist manner, but there is a lot of survivorship bias in success stories. People tend not to note positive environment factors if they lived all their lives with them. And if you got burned through externalities beyond your control, you tend to be a bit sceptical on fairness of the game. Last, but not the least - "don't do anything stupid" is easy post-hoc, but think of your teenage mistakes and consequences of "doing stupid" during those years.